Kashflow was created and is managed by Bryan, a financial advisor, digital freelancer for 12 years, licensed real estate advisor, and law student.
He writes what he’s learned from years of experience about money, work, and worldviews.
Bryan has been featured in:
Solutions
Sun FlexiLink
Sun FlexiLink is an investment-linked life insurance plan of Sun Life that primarily provides benefits until age 88. The death benefit of this policy is
Sun MaxiLink 100
Sun MaxiLink is the latest VUL or investment-linked insurance plan of Sun Life. Its distinct feature is that it can cover you until age 100.
Sun Fit and Well
Variants, Benefits, Sample Proposal, Coverage and Recommended Sample Life is better when are in our best of health! But no matter how we take good
Blog
Passive Income for Beginners
I. What is Passive Income? Passive income is money coming in with little to no work. According to Investopedia, there are three main categories of
Group Life Insurance
What does a group life insurance cover? Death of the employee regardless of cause except suicide during the first year or sometimes the first two
Termination and Reinstatement
How to stop life insurance When you stop your life insurance as a policyholder, this is called “surrendering”. You can get immediate value when you
Add-ons or Riders and Premiums
What are riders? These are separate provisions from the life insurance policy which enhances it and provides benefits of a different nature. Disability Waiver of
Settlement and Claims
Cash Value – is the savings element that builds up in permanent insurance plans Cash Surrender Value – the sum of money an insurance company pays to
Beneficiaries
Revocable primary beneficiary vs. Irrevocable primary beneficiary vs. Contingent In general, beneficiaries can only receive the policy proceeds if he is alive at the time
Standard vs. Sub-standard rates
“Substandard rate” – refers to premiums charged to persons who are considered higher-than-average risk categories or applicants with moderate physical impairments. Increased rates. Applicants with
Other life insurance types
Modified Life Policy is where the initial premium rate applies to the first 5 years of the policy and a higher premium rate applies to
Traditional Life Insurance
What is Traditional Life Insurance? Policyholders do not have investment options but may savings or guaranteed cash components Premiums, cash values and death benefits are
Factors affecting life insurance policy
Life insurance applications usually carry large amount of information relating to the insurability of the applicant such as employment, medical condition, and family history. Why
Best Life Insurance in the Philippines
The best life insurance in the Philippines can be determined by its financial reports. This means that a company is trusted, stable, and has enough
Importance and Benefits of Life Insurance
Importance of Life Insurance as a whole Life insurance is important for “Critical Years” – this is the period of your life when your children are still
Are life insurance companies trustworthy?
To answer this question, the best answer is to cite the promulgation of the Insurance Code on July 23, 2012 as an amendment that aims
How Does Life Insurance Work?
Life Insurance helps people meet financial losses through the following laws and principles: Risk Sharing – a group of people places a fund together in
Variable Universal Life (VUL)
What is VUL? Also called Variable Universal Life, Variable Unit-Linked, or non-traditional life insurance. VUL is an investment-linked life insurance plan that provides life insurance